Still keep a check record. I notice that virtually no one our age does, but the bank almost always thinks you have more money than you actually do until it's too late. Because I keep this stuff, I've never bounced a check. I know almost no one else in the same boat. It works if, whenever you write a check or use your check card, you just shove the receipt between the pages of your check register until you have time to actually write down and balance things.

Also, it all gets less cool when you also pay a lot of bills online.
 

i do all my banking online... i have transaction history and everything at the tips of my fingers... :-P and i don't write checks yet
 

The problem with that is that your transactions can take five minutes or two weeks to show up online, so if you don't independently keep track of have room to keep a big cushion in there, doing that can come back to bite you.
 

or, not of
 

well as of now i don't spend money, really and most of my transactions show up within 24 hours....and the other anonymous was me as well...

~Susan
 

You are highly unlikely to read this, but you appear to be doing so anyway, so allow me to inform you of another worry of mine: my e-checking, for some mysterious reason, is not functioning properly either. I keep meaning to call them but I haven't yet. Far too busy dying at the moment. :P